Tribe Monthly | October Edition
Last month, I wrote you a letter. It wasn't soft. It wasn't motivational. It was direct. I told you the tribe needed to stop talking and start executing. That sharing your struggle doesn't change your bank account. That we needed to see action, not words.
And you listened. October's stats prove it. The data shows execution. The numbers show discipline. The results show that when the tribe commits to the work, things change.
LET’S GET INTO IT, SHALL WE?

Execution Over Excuses : What October's Stats Reveal
THE ARENA: BOILER ROOM VS APPRENTICE 2
Every month, we run two competitions, and they serve completely different purposes. The Boiler Room is full freedom. Trade any pair. No drawdown limits. Just you, the market, and your ability to execute under real pressure. Sponsored by Octa with a $5,250 prize pool, this is where you prove your strategy works when it counts.
Apprentice 2 is different. If you lost more than 40% in the previous comp, you're not punished, you're rebuilt. Trade Gold only. 5% max daily drawdown. Entries must be within 1 minute of a new 5-minute candle opening. Breach twice in one day, you're out. It's designed to strip away the chaos and force precision. Slow you down and Make you think before you click.
These competitions aren't just about prizes or bragging rights. Justin uses this data to build better traders. Every trade, every breach, every win and loss reveals patterns. It shows where traders are strong and where they're breaking. It exposes gaps in risk management, emotional triggers, and timing issues.
This feedback loop is how the tribe gets sharper. Justin reviews the stats to identify what lessons need to be created, what content needs to be refined, and where the training needs to focus. The tribe always has a place to elevate because the lessons are built from real data, your data.
I've been watching the stats stack up throughout October. Every trade logged. Every win and loss recorded. Every breach flagged. As the competition runs, the data builds, and by the end of the month, I have a complete picture, not just of who won and who lost, but of why it happened.
I'm not looking for what happened. I'm looking for why it happened.
Because the stats don't just show me who won and who lost. They show me what's working, what's breaking, where the psychology is cracking, and who's actually getting better month after month.
Let me walk you through what I see.
GRANT SMITH: THE HIGH WIN RATE HIDING A DANGEROUS HABIT
October: 1st place | +105.82% | 89 trades | 88.8% win rate | 5.57% max drawdown
September: 2nd place | 28 trades | 96.43% win rate
July: +$29.91 | 88 trades | 78.41% win rate | Profit Factor 29.91
Grant, you've been at the top for months. 105% return. 88.8% win rate. 89 trades. You're putting in the reps, and it shows.
But here's what the data reveals: your average loss ($3.86) is more than double your average win ($1.83). You're holding through drawdown, letting trades go negative, waiting for them to come back. And 88% of the time, they do.
But you're training yourself to hold losers. And the moment the market doesn't come back, one trade wipes out weeks of wins. The addiction to the win rate is masking broken risk management. You can win 90% of the time and still blow an account. One loss that doesn't reverse, down 10%, 20%, 30% and everything's gone.
Here's what needs to change next month: Focus on ONE metric, average win versus average loss. Get your average winner to at least double your average loss. Not 1.5x. Not "close enough." Double. If you do that, you go from being a competition winner to being a consistently profitable trader who can scale this edge to real money.
The lesson for the tribe: Win rate means nothing if your risk management is upside down. I've seen traders with 47% win rates make more money than traders with 85% win rates. The difference? Their average win is 3x their average loss.
Grant, you're at a crossroads. Keep chasing the high win rate, or fix your risk management and build something sustainable.
The data is clear. What you do with it is up to you.
TIAN VAN-DER-WALT: THE SNIPER WHO STACKS WINS
October: +79.73% | 29 trades | 96.6% win rate | 7.39% max drawdown
September: 3rd place | 27 trades | 88.89% win rate
Tian, you placed 3rd in September. You placed 2nd in October. You're not just consistent, you're a surgical trader.
Look at your October win rate: 96.6%. Out of 29 trades, you lost once. Your profit-to-loss ratio is 6.56 to 1. You're not trading every day. You're waiting. Watching. Stalking your setup.
You took 29 trades while Grant took 89, and you still placed second. Quality over quantity. Here's the lesson for the tribe: patience pays. You don't need to trade every day to be profitable. You need to wait for A+ setups and execute when the odds are overwhelmingly in your favor.
But here's what the data reveals that needs attention: In September, your profit factor was 0.44. That means when you lose, it's costing you more than your wins pay you. With a 96% win rate, that profit factor should be through the roof.
The question: are you cutting winners too early? Are you letting the rare loser run? You're so close to having an unstoppable edge. The accuracy is there. The discipline is there. Now it's about optimising the risk-to-reward so when you're right 96% of the time, the numbers reflect it fully.
MARIUS HARMSE: THE MASTER OF SELECTIVE EXECUTION
October: +77.58% | 7 trades | 85.7% win rate | 5.77% max drawdown
September: +$4.08 | 1 trade | 100% win rate
August: +$10.45 | 3 trades | 66.67% win rate | Profit Factor 2.31
July: +$16.78 | 5 trades | 80% win rate | Profit Factor 16.78
Marius, let's talk about what the data shows across four months of competition.
July: 5 trades, profitable. August: 3 trades, profitable. September: 1 trade, profitable. October: 7 trades, profitable.
Four months. Sixteen total trades. Four winning months. Zero losses overall. This is what elite selectivity looks like. You're not trading often, but when you trade, you're executing with precision. Your profit factors in July (16.78) and August (2.31) show that when you win, you win big relative to the risk you take.
Here's the lesson for the tribe: you don't need 100 trades to be profitable. You need the discipline to wait for YOUR setup and the confidence to execute when it appears.
Marius proves that less is more when you know exactly what you're looking for. No overtrading. No forcing entries. No chasing the market. Just ruthless patience and flawless execution when the opportunity presents itself.
This is sustainable, scalable trading. This is what it looks like to trade like a sniper instead of a machine gun.
MICHAEL MRAZEK: FROM PERFECT EXECUTION TO SUSTAINED CONSISTENCY
October: +48.85% | 35 trades | 88.6% win rate | 4.62% max drawdown
August: +$2.95 | 5 trades | 100% win rate (5 wins/0 losses)
Michael, in August, you had a perfect month. Five trades. Five wins. Zero losses. +$2.95. Profit factor 0.00 because you literally had no losses to calculate against. October? You scaled up. 35 trades. 88.6% win rate. 4.62% max drawdown. You went from 5 perfect trades to 35 trades with near-90% accuracy, and you kept your drawdown under 5%.
This is what sustainable scaling looks like. You proved you could execute perfectly on a small sample. Then you increased volume while maintaining discipline and risk management.
Here's the lesson for the tribe: perfect execution on a small scale is how you build confidence to scale up. But when you scale, you don't chase more trades—you replicate the same discipline across higher volume.
Michael's not overtrading. He's not forcing setups. He's found his edge, and he's executing it consistently. This is how you build a foundation that can handle bigger accounts and bigger profits.
DANNY MILLS: THE SLOW, STEADY CLIMB TO PROFITABILITY
October: +18.62% | 41 trades | 70.7% win rate | 3.50% max drawdown
September: -$0.96 | 36 trades | 52.78% win rate | Profit Factor 0.86
Danny, let's talk about the journey. September: -$0.96. Just barely in the red. 36 trades. 52.78% win rate. Profit factor under 1.0. October: +18.62%. 41 trades. 70.7% win rate. 3.50% max drawdown.
This is what improvement looks like. Month by month, you're getting better. Your win rate jumped from 52% to 70%. Your risk management tightened—max drawdown dropped to 3.5%. You went from break-even to consistently profitable.
Here's what the tribe needs to understand: small, consistent wins compound. You're not chasing the top of the leaderboard. You're focused on execution, discipline, and stacking small wins. That's the foundation that scales. That's how $10 wins eventually turn into "Justin dollars", the kind of profits that change your life.
You're on the right track. The data proves it.
ADRIANA BEKKER: THE 87% WIN RATE THAT LOST MONEY
October: -12.82% | 87.76% win rate | Max Loss/Avg Win ratio: 47.72
Adriana, you won 87 out of every 100 trades. And yet you lost money.
Your Max Loss to Average Win ratio is 47.72. When you lose, your losses are 47 times bigger than your average wins.
If you’re making $1 on your average winning trade, you’re losing $47 on your average losing trade. The 13% you lose wipes out everything—and then some.
The lesson for the entire tribe: Win rate means NOTHING if you can’t control your losses.
You can be right 90% of the time and still lose your account. Risk management isn’t optional. It’s everything.
The data shows you can identify good setups, 87% of the time, you’re right. But when you’re wrong, the loss isn’t being cut. It’s running. It’s compounding.
This isn’t a strategy problem. It’s a psychology problem. And it’s fixable.
Fix the risk management, cut losses fast, let winners run, and you go from losing money to being one of the most consistent traders in the tribe.
One adjustment. That’s all it takes.
A COMEBACK STORY: TAKING ADVICE AND EXECUTING
I want to talk about something that doesn't always show up in the leaderboard stats but matters just as much: the comeback.
Back in September, I had a conversation with a tribe member who'd been struggling. They reached out, told me they were taking ownership of their mistakes, and asked for advice on how to work their way back into the main competition.
I told them: "If you don't trade in the Apprentice and show that you can follow the rules, even if it's just a couple of trades and keep in profit, the system will see you as not trading and not let you back into the competition. So trade, show you are epic, and get yourself back in the comp. Then the October comp, you will smash it to the top of the leaderboard."
And guess what? They listened.
They went into Apprentice 2. They followed the rules. They took the advice about the 5-minute entry rule. They became a more patient trader. And in October? They made it back to the leaderboard.
When they sent me a message saying, "Hey Mina, can you predict the future? 😂 made it to the leaderboard... thanks for your vote of confidence," I knew the work had paid off.
I'm proud of you, Michael Mrazek. You took the advice. You didn't make excuses. You didn't blame the market or the rules. You went back to basics, rebuilt your foundation, and came back stronger.
This is what the tribe is about. Learning. Rebuilding. Elevating.

APPRENTICE 2: THE LONG ROAD BACK with DESMOND SMYTH
Disqualified in August | Breached multiple times in Apprentice 2
August Apprentice 2: -$15.34 | 11 trades | 18.18% win rate
October Apprentice 2: +$31.91 | 20 trades | 60% win rate | Zero breaches
Desmond, you've been grinding through Apprentice 2 since August. You breached in the main comp, got sent to Apprentice 2, and you've been fighting your way back ever since.
August was rough, you took 11 trades, won 2, and lost 9. Your win rate was 18.18%. You lost money. But here's what I see in your October data: you didn't quit. You came back. You kept trading. You followed the rules. And in October, you posted +$31.91 with 20 trades, a 60% win rate, and zero breaches.
This is what rebuilding looks like. It's not pretty. It's not fast. It's grinding through losses, analyzing what went wrong, making adjustments, and showing up again.
You didn't blow up. You didn't revenge trade. You didn't give up. That's growth.
Here's the lesson for the tribe: comebacks are built one disciplined trade at a time. You don't need to recover everything in one month. You need to show up, follow the rules, execute with discipline, and let the results stack.
If you keep stacking months like October, you're not just recovering, you're building something real. Small wins. Consistent execution. Discipline under pressure. That's the foundation that turns into serious money down the line.
WHAT THE STATS TEACH US
Grant teaches us: Win rate means nothing without proper risk management. You can win 88% of the time and still be building the habits that blow accounts. High volume only works if your average win is bigger than your average loss, otherwise, you're just practicing how to lose faster.
Tian teaches us: Patience and precision beat overtrading. Wait for A+ setups, and the win rate will reflect it
Marius teaches us: You don't need 100 trades to be profitable. Elite selectivity and surgical execution compound over time.
Michael teaches us: Scale up by replicating the same discipline that worked on a small sample. Perfect execution builds confidence for higher volume.
Danny teaches us: Small wins compound. Month-by-month improvement turns break-even traders into consistently profitable ones.
Adriana teaches us: Win rate means nothing without risk management. Cut losses fast, or one bad trade wipes out weeks of progress.
The comebacks teach us: Rebuilding works. Follow the process, take advice, execute with discipline, and the results follow.
These aren't just stats. These are lessons. These are the patterns that separate traders who make money from traders who build wealth.
ONCE IS GOOD. CONSISTENCY IS ELEVATION.
Doing it once doesn't change your life.
October was good. You showed up. You executed. The numbers prove it. But one good month isn't enough. Consistency is what separates traders who make money from traders who build wealth.
And here's the truth: if you're not profitable yet, you're not failing, you're still learning. That's where elevation happens. The traders who blow up aren't the ones who haven't figured it out yet. They're the ones who rush. Who compare themselves to the leaderboard. Who force trades because they think they need profits NOW.
Go slow to go fast.
The moment you stop competing with the leaderboard and start competing with your last trade, everything changes. Your emotions align with what the market demands, patience, discipline, ruthless risk management and profitability comes faster than if you'd rushed.
The competition isn't here to make you rich overnight. It's here to teach you lessons. And the traders who let the data speak, who review their trades and hone in on what needs fixing, are the ones who elevate.
October proved you can execute. November will prove whether you can sustain it.
Because anyone can have one good month. The traders who build real wealth? They show up in month two, month six, month twelve. When it's boring. When it's hard. When the market shifts and tests everything they've learned.
Consistency isn't flashy. But it's the only thing that compounds.
The leaderboard resets. The opportunity is there.
Question is will YOU execute, or will you excuse?...
Until Next Month Tribe…
See you in the November Comp Tribe;)
Mina Lupini
Money Tribe 21 Community Manager
INCASE YOU MISSED IT
HERE’S WHATS HAPPENING IN THE TRIBE
November Boiler Room Competition is firing up!
From November 11th until 28th, we step into the last Boiler Room of 2025 with a $5,250 prize pool, proudly sponsored by Octa with elevated stakes and expectations.
This isn’t just another round , it’s the filter.
Where discipline meets data and talk ends.
Every entry this month demands focus, execution, and composure under fire.
The Boiler Room was built for traders who don’t chase hype, they build legacy.
If you’re in, prove it.
If you’re not yet part of the Tribe, this is just a glimpse of what relentless growth looks like.
Join in. Elevate. Execute. ( Watch our Tribe Traders click the link below )

Crypto Course
With 18 comprehensive lessons and over 128+ Tribe members already on board, this course is your go-to for everything crypto — from staking and wallets (hot vs. cold), to security, taxes, and beyond. Whether you’re brand new or just tired of nodding along when someone drops terms like “cold wallet,” this course will give you the confidence and clarity you need.
Available under “Other Courses” in your dashboard.

Mt21 Indicators
Using the Money Tribe Indicators Yet? If you haven’t added the Money Tribe custom-built indicators to your TradingView charts yet, this is your sign.
Designed by Justin himself, these tools help you see the charts the way he does—clearer, smarter, and with more confidence.
Available under “Resources” in your dashboard.

UNFCK YOUR TRADING
The Experiment That Changed the Game. This isn’t just another course — it’s the real-time trading experiment that helped reset the mindset and tighten the rules of hundreds of struggling traders.
Designed to break bad habits and sharpen discipline, this course gives you the tight risk rules, real structure, and trade breakdowns that will train you to finally take control of your equity.
Available under your dashboard.
Be Part Of The Build: The New Tribe App Is Coming!
A brand-new version of the Money Tribe app is on the way and we’re looking for around 5 more Tribe members to test it before the official launch.
Want to be apart of the beta testing and get early access to the new app and a say in how it all comes together? Send me (Mina) a DM inside the MoneyTribe21 platform to get on the shortlist, there are only about 5 spots. If you’re selected, you’ll get a private invite via email when testing goes live. It’s not launching tomorrow… but it’s closer than you think. And let’s be honest, time flies when you’re deep in the charts.
TEASERS AND TRIBE-ONLY INTEL
We’re not spilling all the details (yet), but you’ll want to be ready
Upcoming Courses ( dates TBC)
RSI Deep Dive: Learn how Justin actually uses RSI in real trades.
Personal Copy Trading Course: Build and manage your own strategy.
Prop Firm Trading Course: Prep, pass, and manage prop accounts the right way.
Forex Basics Course Reboot: Justin will be rebuilding the Forex Basics course. After reviewing feedback and seeing where traders needed deeper clarity, he will be refining every module to make it sharper, clearer, and even more practical. He’s listened to the Tribe and this reboot reflects the evolution of both our Tribe Traders and our platform. Big growth is coming.
Major Event - 2026
Road to $1 Million: Coming February 2026. This isn’t just another competition, it’s a full-blown journey.
Justin will hand-select 20–50 traders for 1-on-1 mentorship, real funding, and serious accountability. Only the most consistent, disciplined, and coachable Tribe members will make the cut.
Think you’ve got what it takes?
More details dropping in NOVEMBER… keep an eye on your inbox 😉
Good luck, Tribe.
Turn Referrals Into Profit: Pay It Forward, Build the Tribe
This isn’t just a link. It’s your chance to spark change, build wealth together, and get rewarded for bringing someone into the Tribe. Growth comes from grinders lifting each other up. Referrals don’t just pay—they transform lives.
Why It Matters: The Tribe is a movement, growing one connection at a time. Every new member through your link proves the community is alive and thriving. You’re not just building your future, you’re opening the door for someone else.
Your link is live in your profile. Send it. Track it. Get PROFIT.
Your review doesn’t just say thanks.
it helps build our Tribe legacy Together.
If the Tribe’s helped you trade smarter, stay consistent, or believe in your growth again—don’t keep it to yourself. Drop us a review on Trustpilot and share what this journey has meant to you—not just the wins, but the work it took to get there. When it’s real, it resonates—and someone out there needs to hear it.
Tribe Voices
Before you go, here’s what a few of our Tribe members had to say:
“
Started trading in July and lost so much money.
I joined the moneytribe and the amount of information and support is absolutely amazing. As a single mother this is a new start for me and my family. Thank you Justin and team
“
Money Tribe is a practical, community-driven platform that helps you manage and grow yourself personally and financially. The content is easy to follow, the advice is trustworthy, and the interactive discussions help you stay motivated and accountable
“
Best decision I've made to join moneytribe 21.
Will recommend it to ANY one and everyone. Definitely more value than what you pay for every month. Thank you Justin and team.
The charts might bring you here, but it’s the community that keeps you growing. From better habits to a sharper mind and a stronger body—MoneyTribe is about becoming more. If this space has helped you shift, share the journey. You never know who’s waiting for the sign that it’s their turn to level up.
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Tribe Monthly | September Edition A Message That Can't Wait: Tribe, I need to share something
Tribe Monthly | August Edition August was the month of pressure and proof. The charts didn’t
Tribe Monthly | July EditionThe month the markets taught—and the Tribe listened. July didn’t
